Mastercard and J.P. Morgan have unveiled a major collaboration to redefine cross-border payments. By integrating Mastercard’s Multi-Token Network (MTN) with J.P. Morgan’s Kinexys platform, the partnership leverages blockchain to solve decades-old inefficiencies in international settlements.

‍

This isn’t just about faster payments—it’s about rethinking the systems businesses rely on to move trillions of dollars globally.

Why This Matters

Cross-border payments are a backbone of the global economy. The numbers are staggering: 3.4 trillion transactions annually, valued at $1.8 quadrillion (McKinsey). Yet inefficiencies—currency exchange delays, security risks, and high fees—cost businesses billions every year.

‍

Mastercard and J.P. Morgan’s partnership directly addresses these pain points. By integrating blockchain, they’re creating a faster, more secure, and transparent system that eliminates the bottlenecks of traditional processes.

‍

Let’s break it down:

• Efficiency: MTN and Kinexys streamline settlements, cutting delays caused by time zones or manual reconciliations.
• Cost Reduction: Tokenized deposits reduce reliance on intermediaries, saving businesses significant fees.
• Transparency: Blockchain’s immutable records ensure every transaction is verifiable and tamper-proof.

Real Business Applications

Imagine a European manufacturer sending payments to suppliers in Asia. Previously, delays and high costs might slow their operations. Now, with tokenized deposits and blockchain infrastructure, payments settle instantly—boosting cash flow and strengthening supplier relationships.

‍

For global logistics companies, this could mean real-time payment tracking, enabling better financial planning and minimizing errors. For small businesses, it opens the door to global markets without the prohibitive costs of cross-border transactions.

‍

These aren’t future promises. They’re here, now.

A Broader Shift in Blockchain Adoption

This partnership reflects a growing trend: blockchain is no longer just a concept—it’s a practical tool for solving real-world business problems. Mastercard’s MTN offers APIs for tokenized deposits, allowing banks to adopt blockchain without the cost of building their own infrastructure.

‍

But what about public networks? Platforms like Ethereum and Polygon are already driving decentralized finance (DeFi) innovations and global collaboration. These ecosystems bring openness, interoperability, and innovation that complement private solutions like Kinexys and MTN.

‍

At Venly, we see these trends firsthand. Through partnerships like Mastercard’s Start Path Blockchain program, we’re helping businesses adopt blockchain solutions that balance scalability, security, and innovation.

How Venly Fits In

We believe blockchain’s strength lies in making advanced technology accessible. Whether you’re exploring tokenized loyalty programs, enhancing supply chain transparency, or simplifying payment systems, Venly’s tools are built to meet you where you are.

‍

For businesses looking to harness blockchain, here’s what Venly offers:

• Plug-and-Play Solutions: Seamlessly integrate blockchain into your operations.
• Scalability: Build on infrastructure that grows with your business.
• Expert Guidance: Learn from our team to unlock blockchain’s potential for your industry.

What’s Next?

The Mastercard-J.P. Morgan partnership is a blueprint for how blockchain can solve real problems—not just for financial giants but for businesses of all sizes. The question isn’t whether blockchain will shape the future of payments—it’s how businesses will leverage it to lead.

Join the Conversation

What’s your take on blockchain in payments? Should Venly explore integrations with private networks like MTN, or is the future firmly in public ecosystems? Let’s talk.

Unlock Blockchain’s Value for Your Business

To help businesses explore the transformative power of blockchain, we created the StartToBlockchain Innovator Program, tailored for forward-thinking leaders eager to experiment and learn.

• Expert-Led Webinars: Learn how blockchain is reshaping industries like finance, supply chain, and digital assets.
• Tailored Business Advice: See how blockchain can align with your goals.
• Prototyping Credits: Test blockchain solutions on Venly’s platform with guidance from our experts.
• Exclusive Resources: Access tools and insights to guide your blockchain journey.

➡️ Join our StartToBlockchain Innovator Program to test blockchain solutions with expert support.

The future of payments is unfolding today. Let’s shape it together.

‍

Warm regards,
‍Tim Dierckxsens
CEO, Venly